Please contact Taranjit Chahal with any additional questions after reviewing the website, resource information and FAQs.

403b, 457b and Long-Term Care Plans

The Office of Human Resources would like to inform all of our employees of the voluntary retirement plans that the district sponsors, which includes a 403(b) Tax Sheltered Annuity Plan (403(b) Plan) and 457(b) Deferred Compensation Plan (457(b) Plan) (the Plans). One of the benefits of participating in these Plalns is the ability to defer from current taxation salary that would otherwise be currently taxable and also defer income taxes on the earnings credited to your account.

The amounts an employee contributes to the 457(b) Plan have an independent limit from the amounts that an employee contributes to the 403(b) Plan. An employee may make pre-tax salary deferral contributions to the 403(b) Plan, the 457(b) Plan only, or make pre-tax contributions to both Plans simultaneously.

Links and Resources

457b Notice to Employees
457b Contact Information
457b CalPERS Supplemental Income-Enrollment Kit
Envoy Plan Services, Inc

Representative

George Tarwater, Registered Representative
Zuk Financial Group
2036 Cartagena Drive Yuba City, CA 95993

Toll Free: 800-660-6291
Office Phone: 510-547-8900 Ext 102
Cell: 530-370-0223
Fax: 510-547-8987
Email: gtarwater@zukfinancial.com

AFLAC

Melanie Brubaker | Agent
CA Insurance License #OF76296 An Independent Agent Representing Aflac
American Family Life Assurance Company of Columbus (Aflac)

Office: 530-419-2515 Fax: 530-419-2595 Email: melanie_brubaker@us.aflac.com
Address: 30 Philadelphia Dr. Ste D. Chico, CA 95973

Forms and Participant Login: takecarewageworks.com

Other Documents

Flexible Benefits Presentation
Health Care Claim Form
Plan Summary Document
Salary Redirection Agreement Form